Personal Loans

Quick and hassle-free personal loans to meet your immediate financial requirements.

About Our Personal Loans

At TrueMitra Financial Services, we understand that life comes with unexpected expenses and opportunities. Our personal loans provide you with the financial flexibility to manage these situations without stress. Whether it's planning a wedding, funding education, managing medical expenses, or taking a vacation, our personal loans are designed to cater to all your needs.

Key Features

  • Loan amounts from ₹50,000 to ₹25 lakhs
  • Competitive interest rates starting from 10.5% p.a.
  • Flexible repayment tenures of up to 5 years
  • No collateral or security required
  • Quick approval and disbursement within 24-48 hours
  • Minimal documentation for faster processing
  • No hidden charges or prepayment penalties

Eligibility Criteria

  • Age: 21 to 60 years
  • Employment status:
    • Salaried: Minimum 1 year with current employer
    • Self-employed: Business vintage of at least 2 years
  • Minimum income requirement:
    • ₹20,000 per month for metro cities
    • ₹15,000 per month for non-metro cities
  • Good credit history with CIBIL score above 700

Common Uses for Personal Loans

Wedding Expenses

Finance your dream wedding without compromising on your special day.

Education Funding

Invest in your future or your children's education with flexible financing.

Medical Emergencies

Cover unexpected medical expenses for you and your family without worry.

Home Renovation

Upgrade your living space with the funds you need for improvements.

Debt Consolidation

Combine multiple high-interest debts into a single, manageable loan.

Travel & Vacations

Plan your dream vacation without financial strain and pay back conveniently.

Required Documents

Identity & Address Proof

  • PAN Card
  • Aadhaar Card
  • Voter ID
  • Passport
  • Driving License

Income Proof

  • Last 3 months' salary slips (for salaried)
  • Last 6 months' bank statements
  • Form 16 or Income Tax Returns (for self-employed)
  • Business proof (for self-employed)

Why Choose Our Personal Loans?

  • Quick Processing: Get funds when you need them with our expedited approval process.
  • Minimal Documentation: We keep paperwork to a minimum to save your time and effort.
  • Complete Transparency: No hidden charges or surprise fees at any stage.
  • Flexible Repayment: Choose a repayment plan that suits your financial situation.
  • Personalized Service: Our loan advisors help you select the best option for your needs.

Ready to Apply for a Personal Loan?

Contact us today to discuss your financial needs and get a personal loan tailored to your requirements.