Life Insurance

Term Life Insurance

Pure protection plans that provide coverage for a specific period at affordable premiums.

• High coverage at low premiums
• Terms ranging from 5 to 40 years
• Optional riders for enhanced protection
• Tax benefits under Section 80C

Whole Life Insurance

Lifetime coverage plans that combine protection with savings components.

• Coverage up to 99 years or lifetime
• Builds cash value over time
• Option for partial withdrawals
• Loan facility against policy

Endowment Plans

Insurance plans that offer both protection and savings with guaranteed returns.

• Guaranteed maturity benefits
• Death benefit during policy term
• Bonus accumulation
• Ideal for long-term financial goals

ULIPs (Unit Linked Insurance Plans)

Plans that combine insurance protection with investment opportunities in the market.

• Market-linked returns
• Flexibility to choose investment funds
• Option to switch between funds
• Transparency in charges and investments

Child Plans

Secure your child's future education and life events with specialized insurance plans.

Retirement Plans

Build a corpus for your retirement years with pension plans that ensure regular income.

Income Protection Plans

Ensure regular payouts to your family for a specified period in case of your absence.

Critical Illness Cover

Financial protection against major illnesses with lump-sum payouts upon diagnosis.

Joint Life Plans

Coverage for couples or business partners under a single policy for enhanced protection.

Group Life Insurance

Customized plans for organizations to provide life coverage to their employees.

Accidental Death Benefit

Additional payout in case of death due to an accident.

Critical Illness Rider

Lump-sum benefit upon diagnosis of covered critical illnesses.

Waiver of Premium

Future premiums are waived off in case of disability or critical illness.

Income Benefit Rider

Regular income to family in addition to sum assured in case of policyholder's death.

Eligibility Criteria

• Age: 18 to 65 years (varies by plan)
• Stable income source
• Indian resident or NRI
• Good health condition (medical tests may be required)

Required Documents

• Identity proof (Aadhaar, PAN, passport)
• Address proof
• Age proof
• Income proof
• Photographs
• Medical reports (if applicable)