Home Loans
Make your dream of owning a home a reality with our competitive home loan options.
About Our Home Loans
At TrueMitra Financial Services, we understand that buying a home is one of the most significant financial decisions in your life. Our home loan services are designed to make this process smoother and more accessible for you.
Key Features
- Competitive interest rates starting from 6.75% p.a.
- Loan amounts ranging from ₹5 lakhs to ₹5 crores
- Flexible repayment tenures of up to 30 years
- Quick processing and approval within 7 working days
- Minimal documentation for hassle-free processing
- No hidden charges or prepayment penalties
- Dedicated relationship manager for personalized service
Eligibility Criteria
- Indian resident or NRI
- Age: 21 to 65 years at loan maturity
- Stable income source:
- Salaried: Minimum 2 years of employment
- Self-employed: Minimum 3 years of business stability
- Good credit history with CIBIL score above 700
- Property should be legally approved and clear of all encumbrances
Types of Home Loans We Offer
New Home Purchase
Financing for purchasing a new house, apartment, or villa from developers or individuals.
Home Construction
Loans for constructing a house on a plot you already own.
Home Renovation
Financing for expanding, renovating, or repairing your existing home.
Land Purchase
Loans for buying residential plots for future construction.
Balance Transfer
Transfer your existing home loan to us for better interest rates and terms.
Top-up Loans
Additional financing on your existing home loan for personal needs.
Required Documents
Identity & Address Proof
- PAN Card
- Aadhaar Card
- Voter ID
- Passport
- Driving License
Income Proof
- Salary slips for the last 3 months (for salaried)
- Form 16 or IT returns for the last 2 years
- Bank statements for the last 6 months
- Business proof for self-employed
Why Choose Our Home Loans?
- Expert Guidance: Our loan specialists will guide you through the entire process.
- Transparent Process: No hidden charges or surprises at any stage.
- Flexible Terms: Customized repayment options to suit your financial situation.
- Quick Approval: Streamlined process for faster loan disbursement.
- Support Throughout: Dedicated assistance from application to disbursement.
Ready to Apply for a Home Loan?
Contact us today to discuss your home loan requirements and get personalized solutions that fit your needs.