Fire Insurance
Protect your property and assets against fire-related damages with our comprehensive insurance solutions.
About Our Fire Insurance
At TrueMitra Financial Services, we understand that fire incidents can cause devastating damage to your property and business. Our fire insurance plans provide comprehensive coverage against such unforeseen events, protecting your valuable assets and ensuring business continuity. Whether you own a residential property, commercial establishment, or industrial unit, our tailored fire insurance solutions cover a wide range of risks associated with fire and related perils.
Coverage Options
- Fire and lightning damage
- Explosion and implosion damage
- Natural calamities (storm, flood, earthquake)
- Riot, strike, and malicious damage
- Impact damage (aircraft, vehicles)
- Subsidence and landslide damage
- Bush fire damage
- Burst water pipes and tanks
- Sprinkler leakage
Property Types Covered
- Residential buildings and contents
- Commercial establishments:
- Offices and shops
- Hotels and restaurants
- Educational institutions
- Hospitals and clinics
- Industrial units and factories
- Warehouses and storage facilities
- Infrastructure projects
Our Fire Insurance Plans
Standard Fire and Special Perils Policy
Comprehensive coverage against fire and related perils for your property and contents.
- Coverage for building structure
- Coverage for plant and machinery
- Coverage for furniture and fixtures
- Coverage for stocks and inventory
Business Interruption Insurance
Coverage for financial losses due to business interruption following a fire incident.
- Loss of profits coverage
- Standing charges coverage
- Additional increased cost of working
- Supplier and customer extension
Additional Coverage Options
Debris Removal
Coverage for expenses incurred in clearing debris after a fire incident.
Architect's Fees
Coverage for professional fees of architects, surveyors, and consultants for rebuilding.
Escalation Clause
Automatic increase in sum insured to account for inflation during the policy period.
Temporary Removal
Coverage for property temporarily removed for cleaning, renovation, or repair.
Rent Insurance
Coverage for loss of rent due to premises becoming uninhabitable after a fire.
Forest Fire Insurance
Specialized coverage for properties located near forest areas at risk of wildfire.
Claim Process
- Immediate Reporting: Inform the fire department and report the incident to us immediately through our 24/7 helpline.
- Claim Registration: Register your claim with necessary details about the incident and property damage.
- Documentation: Submit required documents including FIR, fire brigade report, property ownership proof, etc.
- Damage Assessment: Our surveyor will visit the site to assess the extent of damage.
- Claim Processing: Based on the assessment and documentation, your claim will be processed.
- Settlement: Once approved, the claim amount will be settled as per policy terms and conditions.
Risk Assessment & Mitigation
We offer comprehensive risk assessment services to help you identify potential fire hazards and implement preventive measures:
Fire Risk Assessment
Expert evaluation of your property to identify potential fire hazards and vulnerabilities.
Safety Recommendations
Customized recommendations for fire safety equipment, systems, and protocols.
Premium Discounts
Reduced premium rates for properties with adequate fire prevention and protection systems.
Regular Inspections
Periodic inspections to ensure compliance with fire safety standards and regulations.
Why Choose Our Fire Insurance?
- Comprehensive Coverage: Protection against a wide range of fire-related perils.
- Customized Solutions: Tailored insurance plans based on your specific property type and requirements.
- Quick Claim Settlement: Efficient claim processing to help you recover faster from losses.
- Risk Management Services: Value-added services to help prevent fire incidents.
- Expert Guidance: Our insurance advisors provide professional assistance throughout the policy term.
Safeguard Your Property Against Fire Damage
Contact us today to get a customized fire insurance plan that provides comprehensive protection for your valuable assets.